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Interest Rates

Fixed
Rate options from 6 months to 10 years are available.

Floating
Moves in line with the Reserve Banks' official cash rate.

Capped
An option only provided by a limited number of lenders.  It enables you to have the comfort of knowing your rate will not exceed the agreed capped rate,  but has be benefit of potentially reducing.  This facility is most favoured when rates are generally on the rise.

For information on the current mortgage interest rates click here - New Zealand Interest


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